smart #5 PCP Finance Headline Price
3.9% APR Representative with a PCP on our all-new #5.
Now for £489 per month and a £3,985 deposit, you can enjoy the full personality and performance of a smart #5 until 31st March 2025.*
smart #5 PCP Finance Representative Example
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £300.28 |
| Customer Deposit | £7,560 |
| Representative APR | 0% |
| On The Road Cash Price | £39,8000 |
| smart Discount | £2,000 |
| Revised On the Road Cash Price | £37,800 |
| Amount of Credit | £30,240 |
| Interest Charges | £0 |
| Total Amount Payable | £37,799.94 |
| Optional Final Payment | £15,826.50 |
| Fixed Rate of Interest | 0% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £300.28 |
| Customer Deposit | £7,560 |
| Representative APR | 0% |
| On The Road Cash Price | £439,800 |
| smart Discount | £2,000 |
| Revised On the Road Cash Price | £37,800 |
| Amount of Credit | £30,240 |
| Interest Charges | £0 |
| Total Amount Payable | £37,799.94 |
| Optional Final Payment | £15,826.50 |
| Fixed Rate of Interest | 0% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £357.69 |
| Customer Deposit | £9,060 |
| Representative APR | 0% |
| On The Road Cash Price | £47,300 |
| smart Discount | £2,000 |
| Revised On the Road Cash Price | £45,300 |
| Amount of Credit | £37,440 |
| Interest Charges | £0 |
| Total Amount Payable | £45,300.12 |
| Optional Final Payment | £19,071 |
| Fixed Rate of Interest | 2.00% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £359.53 |
| Customer Deposit | £9,360 |
| Representative APR | 0% |
| On The Road Cash Price | £47,300 |
| smart Discount | £2,000 |
| Revised On the Road Cash Price | £46,800 |
| Amount of Credit | £37,440 |
| Interest Charges | £0 |
| Total Amount Payable | £46,799.94 |
| Optional Final Payment | £20,326.50 |
| Fixed Rate of Interest | 2.00% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £326.38 |
| Customer Deposit | £9,060 |
| Representative APR | 0% |
| On The Road Cash Price | £48,800 |
| smart Discount | £2,000 |
| Revised On the Road Cash Price | £45,800 |
| Amount of Credit | £36,240 |
| Interest Charges | £0 |
| Total Amount Payable | £45,300.24 |
| Optional Final Payment | £20,574 |
| Fixed Rate of Interest | 2.00% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
| Finance Product | Personal Contract Purchase |
| 48 monthly payment of | £357.39 |
| Customer Deposit | £9,890 |
| Representative APR | 0% |
| On The Road Cash Price | £51,800 |
| smart Discount | £2,350 |
| Revised On the Road Cash Price | £49,450 |
| Amount of Credit | £39,560 |
| Interest Charges | £0 |
| Total Amount Payable | £49,450.22 |
| Optional Final Payment | £22,405.22 |
| Fixed Rate of Interest | 2.00% |
| Duration of Agreement | 49 months |
| Annual Mileage | 6,000 |
| Excess Mileage Charge per mile | 14.9p |
*Terms and Conditions.
Retail sales only. Subject to availability at participating dealers only on vehicles registered between 02.01.2026 and 31.03.2026. At the end of the agreement there are three options: 1) Pay the optional final payment to own the vehicle, 2) Return the vehicle or 3) Part Exchange the vehicle where equity is available. Prices correct at time of being published and are subject to change without notice. Further charges may be made subject to the condition or mileage of the vehicle. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantee/indemnity may be required Please see Representative Example for further details. smart UK Automotive Ltd (Delaware Drive, Tongwell, Milton Keynes, MK15 8BA) acts as a credit broker (not a lender) and introduces customers to Santander Consumer (UK) plc for Personal Contact Purchase, Contract Purchase, Contract Hire and Conditional Sales. smart UK Automotive Ltd will receive a fixed fee of £250 as commission from Santander Consumer (UK) plc for acting as credit broker and for the introduction to them as a lender. The amount payable under your finance agreement will be impacted by the commission smart UK Automotive Ltd will receive. smart UK Automotive Ltd will pass on this commission to the smart agent (independent showrooms who are also Financial Conduct Authority authorised and regulated for credit broking). You can ask smart UK Automotive Ltd or your local smart agent for more information about this commission or the amount of commission that will be received.
